Bay Community Bancorp

Bay Community Bancorp

CBOBA
Bay Community BancorpUS flagOther OTC
13.95
USD
+0.20
- -
118.91MMarket Cap
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2019 Y
2020 Y
2021 Y
2022 Y
TTM
Revenue per Share
5.54
4.55
1.21
1.38
1.9
- -
2.21
2.43
3.08
3.56
2.09
Basic EPS, GAAP
-1.61
-2.4
0.04
0.22
0.23
- -
0.48
0.56
0.84
0.92
0.31
Free Cash Flow per Basic Share
0.73
-1.51
-0.03
- -
- -
- -
0.46
0.78
1.12
0.8
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
0.12
0.17
- -
Book Value per Share
8.45
6.05
4.43
-2.84
-2.61
- -
6.55
7.02
7.75
8.35
-2.31
Tangible Book Value per Share
8.67
5.85
4.38
4.03
4.34
- -
6.56
7.06
7.72
7.46
4.96
Basic Weighted Avg Shares
- -
- -
2
2
2
- -
9
9
9
9
2
Sales/Revenue/Turnover
2
1
2
3
4
4
19
21
27
31
4
Operating Margin (%)
-29.03
-52.74
3.37
15.59
17.01
- -
- -
- -
- -
- -
14.24
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
-1
- -
- -
- -
1
4
5
7
8
1
Effective Tax Rate (%)
- -
- -
1.49
0.25
29.61
34.81
31.58
30.67
29.7
29.55
34.81
Profit Margin (%)
-29.08
-52.8
3.31
15.56
11.98
14.65
21.55
23.01
27.29
25.81
14.65
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
1
4
3
34
38
34
74
3
Total Equity
3
2
7
8
8
9
56
62
68
185
9
Return on Invested Capital (%)
- -
- -
1.47
4.6
3.79
- -
- -
- -
- -
- -
2.9
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-33.14
1.44
- -
- -
- -
- -
8.33
11.44
11.39
- -

Capital Structure

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
ST Debt
- -
1
1
LT Borrowings
4
3
3
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
15
16
17

Working Capital

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2
2
2
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
141.73%
171.7%
Free Cash Flow
- -
- -
-28.79%
Net Income, GAAP
- -
144.61%
8.74%
Sales/Revenue/Turnover
- -
89.31%
14.98%
Total Cash Common Dividend
- -
- -
44.61%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2020
- -
- -
- -
- -
21
2021
- -
- -
- -
- -
27
2022
- -
- -
- -
- -
31

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2020
- -
- -
- -
- -
0.56
2021
- -
- -
- -
- -
0.84
2022
- -
- -
- -
- -
0.92

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2020
- -
- -
- -
- -
- -
2021
- -
- -
- -
- -
0.12
2022
- -
- -
- -
- -
0.17

Company Description

MCPAPIChat
CEO
William S. Keller
Full Time Employees
19
Sector
Financial Services
Industry
Banks - Regional
Address
180 Grand Avenue Oakland CA United States of America 94612
IPO Date
Feb 17, 2005
Business
Bay Community Bancorp (CBOBA) operates as the holding company for Community Bank of the Bay, a full-service commercial bank that provides tailored banking services to small and mid-sized businesses, professional service firms, owner-operators, and non-profit organizations in the San Francisco Bay Area. The bank offers depository services as an FDIC-insured institution and CDARS network participant; commercial lending solutions including SBA loans as a Preferred Lender; specialized community development financial programs as California's first FDIC-insured certified Community Development Financial Institution targeting sustainable projects; and additional services such as cash management, treasury solutions, and personalized financial advisory for local enterprises. Founded in 1996 and headquartered in Oakland, California, the company focuses on relational banking within the regional commercial banking sector, serving clients across Northern California with an emphasis on risk management, regulatory compliance, and community reinvestment. In November 2024, CBC Bancorp, the holding company for Commercial Bank of California, completed its $122 million all-cash acquisition of Bay Community Bancorp at $14 per share, merging the entities to form a privately held institution with approximately $3.5 billion in combined assets serving two of California's largest banking markets; Community Bank of the Bay now operates as a division of Commercial Bank of California, enhancing scale and capital resources without creating goodwill while maintaining a purpose-driven approach to community business banking.

Company News

MCPAPIChat
  • CBC BANCORP & BAY COMMUNITY BANCORP ACHIEVE ANOTHER MAJOR MILESTONE IN PROPOSED MERGER

  • CBC BANCORP & BAY COMMUNITY BANCORP ACHIEVE MILESTONE IN PROPOSED MERGER

  • Bay Community Bancorp Earns $2.02 Million in Second Quarter 2024

  • CBC BANCORP ANNOUNCES THE ACQUISITION OF BAY COMMUNITY BANCORP

  • Bay Community Bancorp Earns $1.31 Million in Fourth Quarter 2023 and a Record $8.23 Million for the Year; Declares Quarterly Cash Dividend of $0.05 Per Share

  • Bay Community Bancorp Announces CFO Retirement

  • Bay Community Bancorp Announces Share Repurchase Program